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Financial resources for separation

Separating from a partner is already challenging. The current cost-of-living crisis adds extra stress and uncertainty and may further complicate your separation. This blog explores resources to help you navigate your finances in these challenging times.

What support and payments am I eligible for?

When your circumstances change from being in a couple to being single, you may be eligible for some support from Services Australia that you couldn’t access before, especially if you are caring for children.

The types of income support you may be eligible for include:

  • child support
  • spouse maintenance
  • rent assistance
  • family tax benefits
  • single parent benefits.

Use this tool to find the government payments and services available to you.

Who do I need to speak to about money when I separate?

Legal advice

Seeking professional advice during separation is crucial, especially when avoiding advice may escalate tensions or lead to an unfair agreement on your asset split. Qualified professionals can advise you on a fair agreement that considers the financial and non-financial contributions you’ve both made and your long-term needs. While advice costs money now, it could be the thing that guarantees your long-term financial security.

Mediators can help you reach agreement with your former partner, and a legally-qualified mediator with The Separation Guide can also advise on a fair asset division for your unique relationship and circumstances. Family Lawyers can advise you on what’s fair for you and negotiate on your behalf.

Financial advice

Registered financial advisers can provide guidance tailored to your situation, helping you make informed decisions about asset division, superannuation transfers, investments, budgeting, and more.

Meet the financial expert in our network

Ryan Watson, Tribeca Financial

Ryan Watson founded Tribeca Financial with the goal of helping people live their best lives. He was frustrated with the financial planning industry’s focus on ‘keeping up with the Joneses’ and wanted to create a different kind of company, one that was focused on helping people achieve their own unique financial goals.

Ryan and his team of expert financial advisors work with clients from all walks of life to help them grow and preserve their wealth, have the capacity to absorb financial shocks and have the freedom to make choices in life. He wants his clients to be able to live life as they wish, on their own terms.

With a passion for working with people at a crossroads in their lives, such as separation, Ryan and the Tribeca team are there to advise, protect, and support their clients’ financial wellbeing through the process and beyond.


Find out if you are eligible for Legal Aid or Family Law Finance.

Legal Aid

Legal Aid helps vulnerable and disadvantaged Australians access legal representation. You may qualify if you are on a low income or if there is family violence. Each state and territory has its own Legal Aid commission. Contact your local Legal Aid service to find out if you are eligible for assistance.

Family Law Finance

Family law finance lets you release some of the money tied up in your property at the early stages of your separation, allowing you to pay for the right advice from separation professionals to ensure a fair outcome. Unlike a typical loan, you don’t repay the funds until the entire process concludes and you finalise your property settlement. Learn more here.

Remember, separating is never easy. Doing so during economic uncertainty only adds pressure to your situation. You can navigate this challenging time with greater clarity and peace of mind by knowing what resources are available to you, understanding your financial position, and seeking professional advice.

Meet the funders in our Network

JustFund is Australia’s only dedicated family law finance provider. What sets the JustFund team apart from other legal finance providers is their expertise in family law and the complexities of separation. They understand separation is stressful and financially challenging, and they take pride in providing quality service and treating clients with respect and support.

Some other JustFund differences:

  • check your eligibility with JustFund before you hire a lawyer
  • apply for funding for unpaid legal fees
  • primary caregiving or part-time employment doesn’t exclude borrowing
  • apply even if you’re not on the property title, or you have already sold a property, and your funds are held in trust
  • pay only from the proceeds you receive from your property settlement
  • apply for a minimum $10,000 and up to 25% of your expected settlement value
  • in-house family lawyers assess your eligibility based on their understanding of the law.

JustFund’s financing options exist so you can focus on achieving a better outcome with the financial resources you need. Get peace of mind to seek legal advice by checking your eligibility.


The Separation Guide aims to make separation and divorce simpler and less stressful. To learn more about how one of our Network Members could support your separation, take our free three-minute Q&A.

The information in our resources is general only. Consider getting in touch with a professional adviser if you need legal, financial or well-being support.